Property Analyzer
Explore rental income, expenses, cash flow, equity, cap rate, and cash-on-cash return in a hypothetical scenario.
Property Analyzer
Educational property analysis simulator using fictional assumptions and fixed-rate mortgage math.
Monthly rental income (after vacancy): $2444.00
Monthly expenses: $2628.64 (PI $1769.79 + operating $858.85)
Estimated monthly cash flow: $-184.64
Estimated annual cash flow: $-2215.73
First-year principal paydown: $3129.63
First-year equity (down payment + principal paydown): $73129.63
Cap rate: 5.43% (NOI ÷ purchase price)
Cash-on-cash return: -3.17%
Challenge indicator: Not yet positive cash flow in this educational scenario.
Cash flow: Rental income left after monthly mortgage and operating expenses.
Equity: Ownership value from your down payment plus loan principal paid down over time.
Cap rate: Net operating income divided by purchase price; helps compare properties at a high level.
Educational use only. All values are hypothetical estimates and not a recommendation or guarantee.